How It Works
Learn everything you need to know about home insurance quote here. We'll explain what home insurance is and how you can apply for it.
About Home Insurance
Also called homeowners insurance, home insurance protects you against losses to your home and the personal belongings contained within it. Many home insurance policies also include liability protection, which means your assets are protected from property damage or personal injury lawsuits. Getting home insurance quote is the first step toward protecting your home and your possessions from events like theft, burglary, fire, and vandalism. When you apply for home insurance quote, you will see policies that will typically include the following coverages:
- Structure of your home. You should get home insurance quote that include enough coverage to rebuild your home if it is damaged or destroyed by a disaster. Most policies also cover structures that are not attached to your home, such as garages or sheds.
- Your possessions. Make sure you get home insurance quote on policies that include enough protection to replace the personal belongings you keep in your home. A home inventory is the best way to determine the value of your possessions.
- Liability. This coverage is an important part of your home insurance quote. Liability coverage protects you from property damage or bodily injury lawsuits. This coverage will pay for your legal defense as well as any monetary judgments against you, up to your policy limit.
- Additional expenses. Most home insurance quote include coverage to reimburse you for the expenses you would incur if you were ever forced out of your home during repairs of damages caused by a covered disaster. For instance, your policy would pay for your hotel accommodations, food expenses, etc. Learn why you need home insurance on the following page.
Applying for Home insurance quote
You can apply for home insurance quote in just a few simple steps on our site:
- Complete our free, online application. Our application is very brief and should only take you two or three minutes to complete.
- Get up to five free home insurance quote. Once you submit your application, we will instantly provide you with up to five free home insurance quote.
- Compare your home insurance quote. We will present your home insurance quote to you in our user-friendly, side-by-side format to make your comparison shopping as easy as possible.
- Apply for the policy of your choice or save your quotes for later. If you see a policy among your home insurance quote that fits your needs, you can then apply for that policy. You can also save your home insurance quote to review later.